Notification
Indian Overseas Bank LBO Admit Card 2025
| Post Name – | Indian Overseas Bank LBO Admit Card 2025 | |
| Total Vacancies – | 400 | |
| Application Mode – | Online | |
| Date – | 08/07/2025 | |
| Short Information – | Indian Overseas Bank LBO Recruitment 2025: Indian Overseas Bank (IOB) has released the admit card for the recruitment of Local Bank Officer (LBO) – JMGS-I, which will be held on July 12, 2025. This major recruitment process aims to recruit 400 personnel across six states: Tamil Nadu, Odisha, Maharashtra, Gujarat, West Bengal and Punjab. The IOB LBO Recruitment 2025 notification was already released on May 9, 2025 and online application was completed from May 12 to May 31, 2025. Now, as the exam date is approaching, all eligible candidates can download their admit card from the official website of IOB. | |
| Indian Overseas Bank (IOB) Indian Overseas Bank LBO Recruitment 2025 Local Bank Officer (LBO) – JMGS-I Advt. No.: HRDD/RECT/01/2025‑26 More Jobs – jobinfowala.com |
Indian Overseas Bank LBO Recruitment 2025: Overview
| Particulars | Details |
| ● Organization Name – | Indian Overseas Bank (IOB) |
| ● Post Name – | Local Bank Officer (LBO) |
| ● Grade | JMGS-I (Junior Management Grade Scale I) |
| ● Total Vacancies – | 400 |
| ● Advertisement Number – | HRDD/RECT/01/2025-26 |
| ● Application Mode – | Online |
| ● Educational Qualification | Graduation in any discipline from a recognized university |
| ● Salary Range | ₹48,480 with increments up to ₹85,920 + Allowances |
| ● Probation Period | 2 Years |
| ● Job Locations | Tamil Nadu, Odisha, Maharashtra, Gujarat, West Bengal, Punjab |
| ● Selection Process – | CBT + Language Test + Interview |
| ● Admit Card Status – | Released |
| ● Official Website – | http://iob.in/ |
Indian Overseas Bank LBO Recruitment 2025 : Important Dates
| Event | Date |
| ● Official Notification Release – | 12 May 2025 |
| ● Online Application Start Date – | 12 May 2025 |
| ● Online Application End Date- | 31 May 2025 |
| ● Admit Card Release Date – | 7 July 2025 |
| ● Online Exam Date – | 12 July 2025 |
| ● Language Proficiency Test (LPT) – | To be announced |
| ● Interview Dates – | To be announced |
| ● Final Result & Merit List – | To be announced |
Indian Overseas Bank LBO Recruitment 2025: Application Fee
| Category | Fee (including GST) | ||
| General / OBC / EWS | ₹850 | ||
| SC / ST / PwBD | ₹175 (intimation charge only) | ||
| ● General/OBC/EWS candidates must pay ₹850. ● SC/ST/PwBD applicants are required to pay only ₹175, which is a one-time intimation charge. | |||
Indian Overseas Bank LBO Recruitment 2025: Age Limit
Indian Overseas Bank LBO Recruitment 2025: The Indian Overseas Bank LBO Age Limit 2025 has been prescribed in a formal manner in the notice. The candidates for Local Bank Officer (LBO) – JMGS I post should have the age as per the given limit up to the cut-off date: 1st May 2025.
| IOB LBO Age Limit 2025: Category Wise | |||||||||
| Category | Minimum Age | Maximum Age | Age Relaxation | ||||||
| General / EWS | 20 years | 30 years | No Relaxation | ||||||
| SC / ST | 20 years | 35 years | 5 Years | ||||||
| OBC | 20 years | 33 years | 3 Years | ||||||
| PwBD | 20 years | 40 years | 10 Years | ||||||
| Ex-servicemen, Commissioned Officers, ECOs, SSCOs with at least 5 years of service and released under eligible conditions | 20 years | 35 years | 5 Years | ||||||
| Persons affected by the 1984 riots | 20 years | 35 years | 5 Years | ||||||
| ● Age will be calculated only on 01.05.2025. ● Relaxation benefit is applicable only for reserved category candidates holding valid certificates. ● Candidates who are claiming relaxation in age must produce documents at the time of verification/interview. | |||||||||
Indian Overseas Bank LBO Recruitment 2025: Educational Qualification
Indian Overseas Bank LBO Recruitment 2025: Candidates must possess a Graduation degree in any discipline from a recognized university on or before 01.05.2025.
| Post | Educational Qualification | ||||||||
| Local Bank Officers (LBO) – JMGS I | A Degree (Graduation) in any discipline from a Government-recognized University or an equivalent qualification acceptable to the Central Government. ● The candidate must possess a valid Mark-sheet / Degree Certificate on or before the online registration date. ● Must mention percentage of marks obtained at Graduation during online registration. | ||||||||
Pay Scale, Allowances, and Perquisites for Indian Overseas Bank LBO 2025
| Scale / Grade | Scale of Pay (Basic Salary in ₹) | ||||||||
| Assistant Manager (Scale I) | ₹48,480 – 2,000 × 7 increments – ₹62,480 – 2,340 × 2 increments – ₹67,160 – 2,680 × 7 increments – ₹85,920 | ||||||||
| Additional Allowances: Dearness Allowance (DA) House Rent Allowance (HRA) City Compensatory Allowance (CCA) Other allowances as per the rules in force from time to time. | |||||||||
Indian Overseas Bank Recruitment 2025 : Vacancy Details

Indian Overseas Bank LBO Exam Pattern 2025
| Section | No. of Questions | Maximum Marks | Medium of Exam | Duration | |||||||
| Reasoning and Computer Aptitude | 30 | 60 | English & Hindi | 60 minutes | |||||||
| General / Economy / Banking Awareness | 40 | 40 | English & Hindi | 30 minutes | |||||||
| Data Analysis and Interpretation | 30 | 60 | English & Hindi | 60 minutes | |||||||
| English Language | 40 | 40 | English | 30 minutes | |||||||
| Total | 140 | 200 | – | 3 Hours | |||||||
Indian Overseas Bank LBO Syllabus 2025
| Section | Topics | ||||||||
| Reasoning & Computer Aptitude | – Puzzles & Seating Arrangement – Syllogism – Coding-Decoding – Blood Relations – Input-Output – Inequalities – Direction Sense – Order & Ranking – Logical Reasoning – Alphanumeric Series – Data Sufficiency Computer Aptitude: – Basics of Computers – MS Office (Word, Excel, PPT) – Networking – Internet Terminology – Operating Systems – Shortcut Keys – Cyber Security Basics | ||||||||
| General / Economy / Banking Awareness | – Current Affairs (last 6 months) – Indian Banking System – RBI Functions – Budget & Economic Survey – Government Schemes – Static GK (Days, Capitals, Currencies) – International Economy – Banking Terms (NPA, CRR, Repo, etc.) | ||||||||
| Data Analysis & Interpretation | -Tables, Pie Charts, Line & Bar Graphs – Caselet DI – Data Sufficiency – Probability – Time & Work – Speed, Distance & Time – Mensuration – Averages – Profit & Loss – Number Series – Quadratic Equations | ||||||||
| English Language | – Reading Comprehension – Cloze Test – Error Detection – Sentence Rearrangement – Fill in the Blanks – Phrase Replacement – Vocabulary – Grammar Rules | ||||||||
Indian Overseas Bank Recruitment 2025 : Selection Process
| Stage | Details | ||||||||
| 1. Online Examination | Computer-Based Test with 140 Questions for 200 Marks across 4 sections. Sectional cut-offs: 30% (Reserved), 35% (Unreserved). Duration: 3 hrs. Negative marking: 0.25 per wrong answer. | ||||||||
| 2. Language Proficiency Test (LPT) | Tests candidate’s ability to read, write, and speak the regional language of the state applied for. Candidates with Class 10/12 certificate in the language are exempted. | ||||||||
| 3. Personal Interview | Assessment of communication skills, confidence, domain knowledge. Minimum qualifying marks set by the bank. Contributes 20% to the final merit. | ||||||||
IOB LBO Recruitment 2025 – State Wise Application & Eligibility Guidelines
| One State – One Application Rule |
| • Candidates can apply for only one State as per the vacancies notified. • Application to more than one State is not permitted. • Once applied, no request to change State or Category will be entertained. |
| Language Proficiency Requirement |
| •The candidates must be well-versed (reading, writing, and speaking) in the State’s regional language to which they are joining. • Candidates who do not demonstrate proficiency in the respective language in the Language Proficiency Test (LPT) will be rejected. • Candidates who have learned the local language in Class 10 or Class 12 might be exempted from LPT upon providing a valid certificate/marksheet. |
| Mandatory Document Verification |
| At the time of Personal Interview (and other recruitment stages), candidates must produce original documents with self-attested photocopies for: • Category Certificate (SC/ST/OBC/EWS/PwBD) • Age Proof (Birth Certificate / 10th Marks Card) • Educational Qualification Proof (Degree Certificate, Marksheet) • Caste/Non-Creamy Layer Certificate (as applicable) • Language Proficiency Proof (if claiming exemption from LPT) • Experience Certificate (if applicable) • Nationality & Identity Proof |
| Important Caution |
| Eligibility meeting & application does not assure appointment. Final decision is based on: • Qualification at each stage • Documents verification • Government/Bank norms • Category once filled in the application form cannot be changed. • Results and merit lists will be drawn only under the chosen category. |
How to Apply for Indian Overseas Bank LBO Recruitment 2025
| ➥ Visit the Official Website – www.iob.in |
| ➥ Navigate to the “Careers” section and click on “Recruitment of Local Bank Officers – 2025-26” |
| ➥Click on “Click Here to Register Online” to start your registration process |
| ➥ Fill in your basic details and complete the enrollment to receive your Registration No. & Password |
| ➥ Upload your passport-size photograph and signature as per the specifications |
| ➥ Fill in the online application form with your personal, academic, and contact information |
| ➥ Upload your Left Thumb Impression and Handwritten Declaration as given |
| ➥ Preview the form thoroughly and submit the form after verifying all the details |
| ➥ Online payment of the fee using Debit Card / Credit Card / Net Banking / UPI / BHIM |
| ➥ Download and save the e-receipt and filled-in application form for future reference |
| Apply for one state based on your language proficiency. • Activate your email ID and mobile number throughout the recruitment process. • Provide accurate academic details. Rejection may occur due to errors. • Have a valid CIBIL score of 650+ at the time of joining. |
| IOB LBO 2025 – Important Links | ||
| IOB LBO 2025 Notification PDF | Click Here | |
| Apply Online | Click Here | |
| Download Admit Card | Click Here | |
| Exam Date Notice | Click Here | |
| Syllabus & Exam Pattern 2025 | Click Here | |
| Result & Cut Off | Click Here | |
| Official Website | Click Here | |
| Join WhatsApp Channel | Click Here | |
| Join Telegram Channel | Click Here | |
Other Job & Result Notification or Information
| • IBPS PO Exam Pattern 2025 • DSSSB Group B & C Recruitment 2025 • SBI Clerk Mains Result 2025 • SBI PO Recruitment 2025 • Punjab Police Constable Recruitment 2025 • Bank of Baroda LBO Recruitment 2025 |

IOB LBO Recruitment 2025 : FAQs
What is the full form of LBO?
LBO stands for Local Bank Officer.
What is the total number of vacancies announced?
A total of 400 vacancies have been announced for Local Bank Officers (LBO) in JMGS-I.
What is the age limit for applying?
• Minimum Age: 20 years
• Maximum Age: 30 years
(as on 01.05.2025, born between 02.05.1995 and 01.05.2005 inclusive)
Age relaxation is applicable for reserved categories.
What is the educational qualification required?
A candidate must have a Graduation degree in any discipline from a recognized university. Final-year students are not eligible unless they have their degree before registration.
When will the online exam be held?
The online exam is scheduled for 12th July 2025 (Saturday).
Is there a negative marking in the exam?
Yes, 0.25 marks will be deducted for every wrong answer.
Is knowledge of the local language mandatory?
Yes, candidates must be proficient in the local language of the state they are applying for. Language Proficiency Test (LPT) will be conducted.
What is the selection process?
Selection will be based on:
1. Online Examination
2. Language Proficiency Test (LPT)
3. Personal Interview
How is the final merit list prepared?
The final merit is calculated with:
• 80% weightage from Online Exam
• 20% weightage from Interview
What is the salary of a Local Bank Officer?
The initial basic pay is ₹48,480, with increments up to ₹85,920, plus allowances as per bank rules.
Can I apply for more than one state?
No. You can apply for only one state. Multiple applications will be rejected.
What is the application fee?
• SC/ST/PwBD: ₹175/-
• GEN/OBC/EWS: ₹850/-
• Fees are non-refundable.
Conclusion :
Indian Overseas Bank LBO Recruitment 2025: The Indian Overseas Bank LBO Recruitment 2025 is a great option for graduates who would like to begin a safe and promising banking career. With 400 openings across many states, qualified applicants should not miss the chance. The application process is also straightforward, with an online exam, language proficiency test, and personal interview—each designed to test your knowledge, communication, and local language skills.
Make sure to apply within the deadline and start your preparation early by following the exam pattern and syllabus closely. Stay updated through the official website for any announcements related to the admit card, result, or interview schedule.
If you’re serious about building a career with a reputed public sector bank like IOB, this is your moment. Best of luck!
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